Oval Payment Technologies

Oval Payment Technologies, LLC. and its affiliates and third party service providers (“OVAL”) may need to provide you with certain communications, notices, agreements, billing statements, or disclosures in writing (“Communications”) regarding our Services. Your agreement to this E-sign Consent confirms your ability and consent to receive Communications electronically from OVAL, its affiliates, and its third party service providers, rather than in paper form, and to the use of electronic signatures in our relationship with you (“Consent”). If you choose not to agree to this Consent or you withdraw your consent, you may be restricted from using the Services.

Electronic Delivery of Communications and Use of Electronic Signatures

Under this Consent, OVAL may provide all Communications electronically by email, by text message, or by making them accessible via OVAL websites or applications. Communications include, but are not limited to, (1) agreements and policies required to use the Services (e.g. this Consent, the OVAL Privacy Notice, the OVAL Seller Agreement, the OVAL Commercial Entity Agreement, and the OVAL Cash Agreement), (2) payment authorizations and transaction receipts or confirmations, (3) account statements and history, (4) and all federal and state tax statements and documents. We may also use electronic signatures and obtain them from you.

System Requirements

To access and retain the electronic Communications, you will need the following:

• A computer or mobile device with Internet or mobile connectivity.

• For desktop website-based Communications:

• Recent web browser that includes 256-bit encryption;

• The browser must have cookies enabled. Use of browser extensions may impair full website functionality; and

• Minimum recommended browser standards are the most recent versions of Mozilla Firefox (seehttp://www.mozilla.comfor latest version), Apple Safari (seehttp://www.apple.com/safarifor latest version), or Google Chrome (seehttp://www.google.com/chromefor latest version). For application-based Communications:

• A recent device operating system that supports text messaging, downloading, and applications from the Apple App Store or Google Play store; and

• The most recent versions of Apple Safari or Google Chrome on iOS or Google Chrome for Android OS. Access to the email address used to create an account for OVAL Services. Sufficient storage space to save Communications and/or a printer to print them. If you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must addsupport@tryoval.comto your email address book.

Withdrawal of Consent to Electronic Communications

You may withdraw your consent to receive electronic Communications at any time, by writing to the OVAL Address. However, withdrawal of your consent to receive electronic Communications may result in termination of your access to Services. Any withdrawal of your consent will be effective after a reasonable period of time for processing your request.

Updating Your Email Address

You can change your email address by writing to the OVAL Address. You may also be able to change your email address yourself through the Services.